Per Annum App Referral Code: 65ZMY Upto 2000 Rs FREE

What is the Per Annum App?

Per Annum is a beginner-friendly investment app where you can explore options such as P2P lending, real estate, and other investments in one place. You can lend through P2P Edge or explore fractional real estate through Estates, all in one app. It also displays an average XIRR of 14.32% and shows 5.40 lakh lenders on the platform.

How To Register On Per Annum App

You can set up the app in less than two minutes:

• Get the Per Annum app for free from the Google Play Store or the given link.
• Register using a 10-digit phone number and enter the 6-digit OTP.

At the top, you will see Complete KYC. Provide your PAN details and complete the KYC process.

Key Benefits of using Per Annum App

1) It’s simple to use as every element is separated into 3 sectors – P2P Edge, Estates and Others.

2) Lendbox, an RBI-registered platform, powers P2P Edge. It follows a P2P lending process where lenders lend money through the platform.

3) Construction-linked payment plan – Estates offers a construction-linked plan instead of requiring the complete amount upfront.

4) Start as low as 10L – Estates lets you invest in fractional real estate starting from ₹10 lakh and get 40%-42% ROI upto 2 years

5) Strategic entry and exit – Estates focuses on entering at the right stage and exiting after the investment cycle, with exit opportunities mentioned around 18–24 months.

You can also create your portfolio and check your wallet, mandates, calls, reports, transactions, withdrawal history, and nominee details from the Account section.

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Per Annum Referral Program

• You can refer a friend through the Refer and Earn section.
• Once your friend makes a qualifying investment for 6 months or longer, both you and your friend can earn up to ₹2,000 each.

What P2P Edge offer?

• Growth Pro offers 10–12% returns with a minimum investment of ₹25,000. The tenure is 1–2 months, and the risk level is Moderate.
• Growth Pro 6 Months offers 12–14% earnings with a minimum investment of ₹25,000. The tenure is 3–6 months, and the risk level is Moderate.
• Growth Plus offers 12–15% potential earnings with a minimum investment of ₹50,000. The tenure is 6–12 months, and the risk level is Conservative.
• Growth X offers 18–20% returns with a minimum investment of ₹1,00,000. The tenure is 45 days, and the risk level is Aggressive.

It also features an Exclusive Growth Asset which offers up to 20% annual returns for 2 months, with an option to schedule a callback.

FAQs

What is the Per Annum App?

Per Annum is an Indian investment app that offers options like P2P lending, fixed-income investments, and fractional real estate. It allows users to invest in different opportunities and potentially earn returns based on the selected investment product.

Can beginners use this Per Annum app?

Yes, the app is made to keep the different investment options simple and easy to explore.

How do I sign up on Per Annum?

Download the app, register with your mobile number, and complete the verification process.

What can I invest in Per Annum?

You can explore P2P lending, fractional real estate, and other investment options available on the platform.

Is the Per Annum App safe?

Per Annum appears to be a regulated platform but it’s not completely safe as it holds financial risks.

Conclusion

Per Annum app offers various investment options, such as P2P lending and real estate, in one place. The process is simple to follow, and the app is easy to explore, especially if you are new to lending platforms, where you can invest smartly in FDs, Pre-IPO shares, and more.