Novio App Credit Card FD Refer And Earn 750 Rs PER Refer , Getting a credit card gets very difficult if you have not started earning yet, your credit score has to be up to the mark. Novio has solved that problem, open a simple fixed deposit starting from just Rs 2500 and get a lifetime free credit card. Use novio card to purchase using UPI or book flights and hotels and get exciting discounts plus novio coins that you can redeem while purchasing gift cards from top brands.
What is Novio App?
Novio is a financial app offering a guaranteed lifetime free credit card against a fixed deposit. It lets you earn returns on your spending via UPI and novio credit card.
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How To Register in Novio App?
Follow these steps to register in the novio app.
- Download the new app by clicking on this link.
- Install the app and enter your phone number to register.
- Enter the OTP received on your phone.
- Enter the referral code if you have any.
- Enter the PAN card number with your full name and your birthdate to complete your profile, and your KYC verification will be completed.
- Once verified, open the app and click apply now to apply for a novio card.
Novio App Features And Benefits
- Guaranteed approval: No income proof nor prior credit score is required for approval for getting novio credit card.
- Low FD: Deposit starts just from Rs 2500 with partner banks.
- UPI payment : Links repay card directly to UPI apps and spend money using novio card and extra novio coins for using novio UPI.
- Reward coins : Get reward coins using novio card for 10% on fuel purchase, 5% on UPI transaction and many more.
- Additional discount : Get additional discount flight booking any many more merchant sites like amazon,flipkart,Swiggy etc.
- Credit score check : check your credit score on the app, and also you can get a detailed report of your credit score by paying an additional amount.
- Free lounge access : get free lounge access at the airport depends on which type of card you are using.
Referral Program of Novio App
The novio app has an interesting referral program. Here you can earn cash amount up to 1000Rs for referring the novio app to your friends; in addition to that, you will get up to 1000 novio coins. Your friend will also get 250 Rs cash plus 250 coins for using your referral code.
To complete the referral program, follow these steps.
- Open the browser and click your profile.
- There you will see the refer and earn section; click it.
- There you will share an invitation link option, click it and share it to your friend.
- Your friend needs to sign up using your link and register within 30 days of referring.
- After signing up, they need to sign up for the novio card.
- Once received, it is required to complete any transaction within 30 days, then it will be considered as a successful referral.
FAQ’S
Is novio credit card for everyone?
Yes, anyone over 18+ of age can get a novio credit card.
What is the minimum amount for FD?
2500 Rs is the minimum required amount to open an FD.
What is the credit limit on novio?
You can get 90% of your FD amount as credit and you can also top up anytime the FD to increase the credit limit.
How much interest can I get from FD?
You can get up to 7% as interest from your FD.
How can I redeem novio coins?
You can redeem novio coins for brand vouchers and discounts.
Conclusion
Novio is the best credit card option for students or anyone without a fixed income. You can earn extra reward points from spending and referral programs. As your credit limit depends on your FD amount, it will be easy to get a grip on your expenses and have a habit of disciplined spending. Overall, Novio is the best option to get your first credit card.